Healthcare decisions often feel restrictive, with limited open-enrollment windows. However, Liberty HealthShare is charting a different course. Its groundbreaking year-round enrollment policy is transforming how Americans think about managing their medical expenses, offering flexibility that puts members first.
Options are what make Liberty HealthShare more important now than ever before.
“We've got a number of programs so that you can select whatever works best for your family,” says Chief Executive Officer Dorsey Morrow. “With Liberty HealthShare, you can join our membership, and if you determine it doesn't work for you, you're not locked into it. You're free to move to another program, another ministry, or some other option.” This freedom of choice resonates deeply with members such as Warren Pfohl, who joined Liberty HealthShare in 2019 with his wife, Brenda. "As followers of Christ, we love the fact that we are part of a family that cares for one another," he said. "We share our resources, and we love the fact that the whole organization is set up on biblical principles. That's very important to us. We love the fact that we're able to choose our own doctors. We're not limited in any way.”
Dawn and Ken Siggett discovered Liberty HealthShare after a neighbor told them about it.
“We heard from people all the time at the start of our health-sharing journey how affordable and reasonable Liberty HealthShare programs are,” said Dawn. “Coupled with our freedom to use the provider of our choice, the processes in place, and the fast sharing times, Liberty HealthShare has been a perfect fit.”
Siggett added she’s been impressed with the high level of communication Liberty HealthShare maintains with its members.
“All the emails, newsletters, and communications we receive are incredible. We like to read everything we’re sent because it’s informative, well written, and keeps us in touch with what’s happening in the ministry,” she explained.
What sets Liberty HealthShareapart is its commitment to transparency and member support. Through a personalized and secure online portal, members can see exactly how their monthly contributions help others in the community. "We are not driven by profit," Morrow emphasizes. "It's frankly our goal to go broke each month. The contributions coming in should be the contributions that go out. We're not here to build up a reservoir of money. We're not here to have high bonuses or high salaries. This is a ministry."
While automated phone systems have become the norm, Liberty HealthShare maintains a distinct, personal touch. Its dedicated team members, including nurses who understand various medical issues, are ready to work with members to navigate their healthcare journey.
Member Shawn Caroll, experienced this firsthand after a serious car accident in 2017. "Liberty HealthShare picked things right up and surpassed my expectations," he recalled. "Every time I called, such wonderful people were there to help me. They have continued to provide wonderful service, and I'm so thankful to be a member. Liberty HealthShare has certainly been another miracle in my life."
The organization's innovative approach extends beyond its enrollment policy. Ken Gutman, a nine-year member, has witnessed significant improvements in the ministry's operations. "Everything is running very smooth now," he said, noting particular appreciation for Liberty HealthShare’s telehealth services. "I've used telehealth 7 times, and each interaction has been seamless. All I had to do was show up to my appointment from the comfort of my home."
The organization's emphasis on member engagement and responsibility is reshaping how Americans approach healthcare decisions. "America basically has turned financing healthcare on autopilot," Morrow observes. "If we were to all start taking an active part in understanding what service is being delivered, asking questions such as, 'Doc, why are you doing that? Why do we need to do this? What's that going to cost? Is there something else that might be better suited?' I think we can make a significant difference in our healthcare system."
With approximately 165 team members, Liberty HealthShare continues to demonstrate that compassionate, member-focused healthcaresharing is possible. Its year-round enrollment policy isn't just about convenience — it's about putting power back in the hands of members and creating a community where faith, transparency, and mutual support come together. Liberty HealthShare member Kimberly G., said when she and her family moved from Florida to Tennessee she decided to try health-sharing, and was impressed with the openness that Liberty HealthShare demonstrated.
“Being part of a healthsharing community makes you feel more responsible to care for your health, and I appreciate that we are included,” she remarked. “They are always expanding and adding features to our membership.”