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The Risks of Living With a Roommate - How to Protect Yourself

Author:Frazer Pugh
Reviewer:Dexter Cooke
Apr 21, 2022
Living with a roommate can be a great way to save money on rent and utilities, but it can also come with some risks. If you're not careful, you could end up in a situation where you're not getting along with your roommate, or worse, you could be the victim of theft or violence. In this blog post, we will discuss some of the risks of living with a roommate and how you can protect yourself from them.

The Advantages Of Living With A Roommate

There are plenty of advantages to living with a roommate. For one, it can be a great way to save money on rent and utilities. If you live in an expensive city, sharing an apartment with someone else can help you afford to live there. Additionally, living with a roommate can also help you meet new people and make friends. If you're moving to a new city or starting college, having a roommate can help you feel more comfortable in your new surroundings.

The Risks Of Living With A Roommate

However, there are also some risks associated with living with a roommate. One of the biggest risks is that you may not get along with your roommate. This can lead to arguments and conflict, which can be stressful and unpleasant. People are not always who they appear to be when you first meet them, so it's important to be careful when choosing a roommate. Additionally, living with a roommate also means that you will have to share your living space with someone else. This can be difficult if you're not used to sharing your space with others. Finally, there is always the risk that your roommate could subject you to theft or violence. While this is rare, it's important to be aware of the possibility.

How To Protect Yourself

There are a few things you can do to protect yourself from the risks of living with a roommate.

Choose Carefully

One of the most important things you can do is to choose your roommate carefully. Take your time getting to know someone before you move in with them. You should also make sure that you have the same expectations for living together. For example, if you're a neat freak, it might not be a good idea to live with someone who is messy.

Do An Interview

Another thing you can do is to interview your potential roommate. Ask them questions about their lifestyle, their expectations for living together, and anything else that might be important to you. This will help you get to know them better and make sure that you're compatible.


It's important to communicate with your roommate about your expectations for living together. Discuss things like how often you'll clean the apartment, who will take out the trash, and how much noise you're comfortable with. It's also important that you have an open line of communication so that you can resolve any problems that come up.

Set Boundaries

One mistake that people make when they start living together is neglecting to set boundaries. You and your roommate need to talk about things like guests, using each other's belongings, and personal space. You also need to be aware of dealbreakers, berserk buttons, and lines that cannot be crossed.

Sign A Roommate Agreement

Once you've chosen your roommate, it's a good idea to sign a roommate agreement. This is a contract that outlines your rights and responsibilities as roommates. It can help prevent misunderstandings and provide a way to resolve disagreements.

Be Aware Of Warning Signs

If you start to notice any warning signs from your roommate, it's important to take action. Warning signs can include things like verbal abuse, threats of violence, or excessive drug use. If you see any of these signs, it's important to take steps to protect yourself and remove yourself from the situation.

Can You Evict A Problem Roommate?

If you're having problems, you may be wondering if you can evict a problem roommate. The answer to this question depends on the situation. If you live in a rented apartment, it's likely that you'll need to go through your landlord. However, if you own your home, it's possible to evict a roommate without going through a landlord. You'll need to check your state's laws to see what the process is.
Assuming that you can evict a problem roommate, there are a few things you'll need to do. First, you'll need to give them a written notice that they're being evicted. This notice should state the reason for the eviction and the date by which they need to leave. You'll also need to file a complaint with your local court. After the court hears your case, they may issue an order for the roommate to be removed from your home.
Living with a roommate can have both its perks and its risks. However, there are ways to protect yourself from the risks. By taking your time to choose a compatible roommate, setting boundaries, and communicating openly, you can help ensure that your experience is a positive one.
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Frazer Pugh

Frazer Pugh

Frazer Pugh is a distinguished expert in finance and business, boasting over 6 years of experience. Holding an MBA in Finance from Stanford University, Frazer's credentials underscore his authority and expertise in the field. With a successful track record in executive roles and as a published author of influential articles on financial strategy, his insights are both deep and practical. Beyond his professional life, Frazer is an avid traveler and culinary enthusiast, drawing inspiration from diverse cultures and cuisines. His commitment in delivering trustworthy analysis and actionable advice reflects his dedication to shaping the world of finance and business, making a significant impact through his work.
Dexter Cooke

Dexter Cooke

Dexter Cooke is an economist, marketing strategist, and orthopedic surgeon with over 20 years of experience crafting compelling narratives that resonate worldwide. He holds a Journalism degree from Columbia University, an Economics background from Yale University, and a medical degree with a postdoctoral fellowship in orthopedic medicine from the Medical University of South Carolina. Dexter’s insights into media, economics, and marketing shine through his prolific contributions to respected publications and advisory roles for influential organizations. As an orthopedic surgeon specializing in minimally invasive knee replacement surgery and laparoscopic procedures, Dexter prioritizes patient care above all. Outside his professional pursuits, Dexter enjoys collecting vintage watches, studying ancient civilizations, learning about astronomy, and participating in charity runs.
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