A new study shows that a community that has a high rate of uninsured members affects the health care access and quality of those who actually have insurance. Modern Healthcare reports that the study , which was published in the journal Medical Care , found that there are “indirect, or spillover, health care effects” on people with health care insurance, when the community they live in has a high rate of uninsured. One of the key findings of the study was that “working-age adults with private insurance residing in areas with a high rate of uninsurance were less likely than their peer in areas with a low rate of uninsurance to have a usual source of care, an office-based visit, and any medical care expenditures.” According to Modern Healthcare: found that insured residents living in communities with high uninsurance rates were more likely to have unmet medical needs and encounter problems obtaining specialist referrals than those who lived in communities where the percentage of uninsured residents was lower.